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Securities offered through Gradient Securities, LLC (Arden Hills, MN 866-991-1539). Member FINRA/SIPC. Gradient Securities, LLC (a SEC Registered Investment Advisor) offers investment advisory services under the d.b.a. of Gradient Wealth Management. Tom Konkowski is registered to offer securities in the following states: AZ, CA, CO, IN, MI, TX & WA and investment advisory services in the following states: AZ, AR, CA, CO, MI, UT & WA. Gradient Securities, LLC and its advisors do not render tax, legal, or accounting advice. Tax services are offered through Westgate Financial, LLC dba The Tax Center (TTC). Insurance services offered through Westgate Insurance Group, PLLC (WIG). TTC, WIG, Vista Wealth Network, PLLC nor Vista Wealth Management, PLLC. are not affiliated with Gradient Securities, LLC.